Expanded Freddie Mac initiative covers first-year cost of rent reporting through Esusu for multifamily borrowers. Learn more!

Build credit while renting

Build your credit score by reporting your on-time rent payments to the major credit bureaus. We work directly with your property manager to get Esusu in your building.

My building uses Esusu

Reaching renters nationwide

+51 pts

Average credit score increase (Jan 2020 to June 2021)

3465 +

Individuals previously without credit that established prime scores

833 pts

Highest credit score established through Esusu

You deserve credit for the rent you’re already paying

Rent is the most consistent monthly payment you make, and we believe it should work for you to build your credit score.

Build credit just by paying rent on time.
View and monitor credit reports and credit score improvements.
Access additional financial resources.

My building uses Esusu

Enroll with Esusu

You’ll receive an email from us to get started. We use bank-grade security to confirm your identity while protecting your data.

Continue paying rent on-time

Once you’re enrolled, we’ll be able to access records of on-time rent payments through your property manager and report them directly to the credit bureaus.

Check your progress

Monitor your credit score online for score improvement.

Get help if you need it

If you’re at risk of falling behind on a payment, consider applying for Esusu Rent Relief.

An easier way to build credit

Esusu is the easiest way to build and establish your credit score without going into debt. Let your rent do the work for you!

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What renters are saying about us

I was sick with cancer and they helped me take care of my background when I couldn’t work. So I’m very thankful for them and the help. I’m back at work part time now.

Joe

I am a single mother and I was overwhelmed with anxiety not knowing how I was going to catch up on my rent. Thankfully Esusu helped me on my rent if not I would have been evicted from my home with my children. COVID put a big strain on my income and I fell behind in rent something that has never happened to me the 4 years living here. You guys are a blessing from God and I am so grateful for the helping hand!

Jennifer

_{Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only}