How does Esusu rent reporting work?

Esusu connects and pulls data from property management systems seamlessly, reports up to 24 months of past on-time payments to build credit instantly, and automatically sends monthly rent payments to all 3 credit bureaus to boost credit over time.

Rent Reporting built for properties. Proven for residents.

Q: What is Esusu Passport?

Esusu Passport is a verified rent record that makes it easy for renters to share their positive payment history with future landlords, lenders, or employers.

Make rent count towards building credit.

Esusu turns on-time rent into credit-building outcomes. Secure, compliant, and trusted by the nation's top property managers.

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Why Renters Choose Esusu

Credit Building

Build your credit history faster by reporting on-time rent payments to all three major credit bureaus and monitoring your score with ease.

Two Years of Rent History

We can report up to 24 months of past on-time payments to jumpstart credit profiles fast.

Calendar interface showing rent status for 2025 with months, February to August as reported, and September to December as upcoming.

Esusu Passport

Our verified rent record makes it easy for renters to share their positive payment history with future landlords, lenders, or employers.

How It Works

Account Setup

We connect & pull data from property management systems seamlessly.

Backfill Reporting

Up to 24 months of past on-time payments are reported to build credit instantly.

Ongoing Reporting

Monthly rent payments are automatically sent to all 3 credit bureaus to boost credit over time.

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Outcomes You Can Count On

Rent Reporting

“I have been using Esusu for under a year. My experience with building credit and financial stability before Esusu was non existent because I didn’t have financial discipline. Esusu has had such a positive financial impact on my life with its extensive support system to help you on your financial journey. Building credit and financial stability is important to a healthy credit portfolio.”

Daphne H.

+53pts

Average credit score increase^*

* Based on active renters at active properties from enrolment through Q4 2025. Average credit score increase calculated by comparing enrollment credit score to latest available credit score as of Q4 2025, treating renters with no credit score at enrollment as having a score of zero. Esusu only reports on-time rent payments and does not report missed or late rent payments to the credit bureaus. Using Esusu rent reporting services does not guarantee an increase in credit scores or approval for any credit product, as scores are determined by credit agencies using multiple factors including payment history on other accounts, credit utilization rates, and other variables. Individual results vary and are not guaranteed.

Rent Relief

“I began my journey with Esusu in April 2023 for rent relief program at my current housing complex, which was truly a God-send. Since then, my credit stability has improved tremendously with each on-time monthly payment and has increased my credit score and afforded me other opportunities to continue growing.”

Eugene H.

Make Rent Count

Rent is the largest monthly expense for most Americans, but in most cases, it does nothing to help build credit.

We're here to change that

Esusu turns on-time rent payments into positive credit data, reported directly to the three major credit bureaus: Experian, Equifax, and TransUnion. That means more people get the credit they deserve, and more partners get to power meaningful financial progress.

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