What is Credit Score Insights?

Get real-time access to your credit score, including trend tracking over time. See what's helping, or hurting, your score, so you can make confident financial decisions.

What are Score Change Alerts?

We break down what's behind every shift in your score. Whether it's a new account, a payment, or a credit utilization change, you'll know exactly what's going on.

What is Credit Report Monitoring?

Stay one step ahead. Get alerts when we detect updates to your credit report, so you're never in the dark about new accounts, inquiries, or other activity.

Can I download my credit report?

Yes. Need a copy of your full credit report? We've got you. Download a secure PDF.

Welcome To The Esusu Credit Hub

Empowering Residents. Strengthening Communities.

Esusu’s Credit Hub provides residents with clear, actionable insights to understand, monitor, and improve their credit while helping property owners foster financial stability and reduce payment risk.

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Inside the Credit Hub Experience

Credit Score Insights

Residents gain real-time visibility into their credit score and trends over time, helping them make informed financial decisions and stay on track.

Score Change Alerts

Each credit shift is explained clearly, from new accounts to payment updates, creating transparency and trust.

Notification banner with green icon stating there is a new tradeline on a light purple background.

Credit Report Monitoring

Proactive alerts keep residents aware of changes to their credit report, promoting accountability and early intervention when issues arise.

Line graph showing credit score progression over 3 months, 6 months, and 1 year, with Enrollment highlighted.

Credit Report Download

Residents will be able to securely download a copy of their full credit report directly from their Credit Hub dashboard.

Credit report document showing score of 756 rated as good, updated by Equifax and calculated by VantageScore 3.0

Credit That Opens Doors

When residents understand and improve their credit, they are more likely to:
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• Pay rent on time and stay current
• Renew leases and remain in stable housing
• Build long-term trust with their property managers
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Esusu’s Credit Hub turns data into empowerment for residents and for your portfolio.

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Outcomes You Can Count On

Credit Building

“Using the Esusu platform has been a highly rewarding experience that has truly impacted me. I was able to meet my savings goals for projects and purchases, as well as the routine bill paying. All these improvements have directly led to an increase in my credit score by about 180 points. Truly grateful for Esusu in my life.”

Oluwole O.

+53pts

Average credit score increase^*

* Based on active renters at active properties from enrolment through Q4 2025. Average credit score increase calculated by comparing enrollment credit score to latest available credit score as of Q4 2025, treating renters with no credit score at enrollment as having a score of zero. Esusu only reports on-time rent payments and does not report missed or late rent payments to the credit bureaus. Using Esusu rent reporting services does not guarantee an increase in credit scores or approval for any credit product, as scores are determined by credit agencies using multiple factors including payment history on other accounts, credit utilization rates, and other variables. Individual results vary and are not guaranteed.

Credit Building

“When it comes time to get a loan, the credit score the bank assesses you on is normally not connected to your history of paying rent! Esusu fixes that, by connected rent payments to your credit score.”