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Flexible rent built for real life.
Esusu Pay helps your residents pay rent on time while giving them the flexibility they need. You get consistency, they get options. Everyone wins.
How It Works
Residents Subscribe to Plus or Premium
They unlock Esusu Pay, credit building, and financial coaching.
Residents Pick Their Payment Option
Residents get the flexibility they need
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You Get Paid On Time
Funds are sent directly to your account
You Get Rent Paid On Time.
Renters Get More Flexibility.
Your property still receives the full amount up front, but with Esusu Pay, residents pay in two simple payments.
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Reliable Rent Flow
You receive rent on time, while the resident pays over time.
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Zero Financial Risk
Your property is paid in full upfront
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Seamless Implementation
Quick integration with Esusu so your team can get started fast.
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Flexible for Residents
Rent fits their pay schedule and gives them room to breathe financially.
Trusted Partnership
Esusu partners with lenders trusted by the nation’s top property owners.
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Stronger Retention
Payment flexibility improves satisfaction and lowers turnover across your portfolio.
Why Partner With Esusu
With Esusu Pay, you get paid. Your residents get options
626
property partners nationwide trust Esusu
45-Point
average credit score lift among Esusu renters
*Based on active renters with available credit score data as of June 2024. Individual results may vary. Credit scores are determined by credit bureaus based upon existing credit profile, credit utilization, payment history and other credit factors.
Same Rent. Smarter Payments.
Learn More About Esusu Pay TodayFrequently Asked Questions
Esusu Split Pay is a new way to pay rent that gives you more control and flexibility. Instead of paying your full rent amount at once, Esusu Split Pay allows you to pay a portion upfront and spread the remaining balance over two smaller payments. This program is in partnership with Stable Home Fund, a 501(c)(3) non-profit organization.
Stable Home Fund, a 501(c)(3) non-profit organization, partners with Esusu to provide the loans for Esusu Split Pay borrowers. More about Stable Home Fund can be found on their website.
Rent Relief is a zero-interest loan intended to provide an immediate, interest-free advance to assist those experiencing severe financial distress due to factors outside of their control. It typically features fixed repayment terms of 12 months, making it ideal for emergency situations. Esusu Split Pay, on the other hand, has a shorter repayment term of 30 days, designed to help you manage your cash flows better within a single rent cycle.
Verified renters at participating Esusu properties that are registered users of the Esusu App with a Plus or Premium subscription to the Esusu Service.
No. Program qualification confirms your ability to apply for Esusu Split Pay. However, final approval is subject to Stable Home Fund’s underwriting criteria. Esusu cannot override Stable Home Fund’s decision.
Download the Esusu App and subscribe to our Plus or Premium plan to access a unique application link to Stable Home Fund’s Rent Payment Solutions portal. You’ll need to fill out an application form with Stable Home Fund via the portal to be considered for an Esusu Split Pay loan.
It is recommended that you must apply at least 7 business days before your rent due date to allow time for processing and posting. Note that only one application will be allowed at any given time, but you may re-apply each month once you’ve paid off any outstanding Esusu Split Pay loans.
Esusu Split Pay is designed to give you more flexibility with your rent, and the downpayment is a key part of how it works. Your downpayment allows us to offer the remaining balance as a zero-interest loan. This keeps the solution focused on helping you meet your rent obligation without adding to your long-term debt.
Yes. When you make your downpayment, Stable Home Fund pays your full rent amount (downpayment + Esusu Split Pay loan) to your property manager within 2-5 business days. This ensures your rent is always settled on time, giving you peace of mind and protecting your rental history.
The payment term is set to 30 days at a semi-monthly repayment period where you'll be able to pay the balance back in two installments.
You can make or schedule payments by logging in to Stable Home Fund’s Rent Payment Solutions portal.
No. We do not charge interest or any hidden fees for this product. You can even pay your loan off early without any penalty!
It generally takes 2–5 business days for your Esusu Split Pay loan to be processed and sent to your property’s designated bank account. To avoid delays, you must apply at least 7 business days before your rent due date to allow time for processing and posting.
Contact Esusu Support at rentsupport@esusu.org or call us at (929) 269-8032. We will work directly with you and your property management team to resolve any issues related to payment settlement or posting delays.