Our Why
We live in a world that asks people to rise even as the ground shifts beneath them, and we speak to everyone who works hard yet still lives paycheck to paycheck. Too many stand at the edge of possibility, held back by systems that judge without truly seeing them. We use data as a tool for liberation, helping people move past barriers that limit opportunity and reduce human worth to numbers. Our Clarion Call is to make the impossible possible for those shut out or left behind, to open long-closed doors, to challenge the forces that diminish people, and to build a world where dignity is recognized as a birthright. We are here to create a more perfect financial system.

Founder Story
Today, about 67% of Americans live paycheck to paycheck, and nearly 30% of lower-income households spend 95% or more of their income on basic necessities like housing, food and utilities. With prices climbing faster than wages, too many people work hard yet fall further behind.
Esusu was created as an economic mobility platform to help people build credit, strengthen stability and access life-changing opportunities, guided by the belief that where you come from, what you look like and your financial identity should never determine where you end up in life.
Esusu By The Numbers
Powering financial mobility at scale, unlocking billions and supporting millions.
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Capital raised
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Economic value
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Renters impacted
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Rental units
Meet The Founders

Co-founder, Esusu
Wemimo Abbey grew up in the slums of Lagos, Nigeria before immigrating to the United States, where he saw firsthand how a lack of financial identity holds families back. His own mother once had to borrow from a predatory lender at 400% interest because she had no credit score or access to fair financial resources. Driven by this experience, Wemimo co-founded Esusu with Samir Goel to help people overcome the barriers his family faced. Together, they are building a more perfect financial system where everyone has a fair chance to thrive.

Co-founder, Esusu
Samir grew up in an immigrant family from New Delhi, India and witnessed the financial barriers and struggles his family faced as new residents in America. These experiences later inspired Samir and his Co-Founder, Wemimo Abbey, to start Esusu.
Meet our investors who supported us from the start







