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Esusu’s rent reporting platform is now live across more than 50,000 Related Affordable homes, helping renters in one of the nation’s largest affordable housing portfolios build credit and long-term financial resilience at no cost. Through this portfolio-wide partnership, residents can have their on-time rent payments reported to the three major credit bureaus Equifax, Experian, and TransUnion - turning one of their largest monthly expenses into an opportunity to build credit history and unlock new financial opportunities.
A Scaled Partnership With a Leader in Affordable Housing
Related Affordable, a division of Related Companies, is one of the country’s largest private developers, financiers, owners, and preservationists of affordable and workforce housing. As the largest private owner of affordable housing nationwide, Related brings a deep commitment to expanding equitable housing opportunities for renters across the country.
Esusu and Related Affordable began working together by rolling out rent reporting to 19,000 units in the Related portfolio. After demonstrating strong renter engagement and measurable financial impact, the partnership expanded nationwide to cover 50,000+ affordable units, giving tens of thousands of residents access to credit-building rent reporting through Esusu.
Turning On-Time Rent Payments Into Credit History
With Esusu’s rent reporting embedded across Related Affordable communities, eligible residents can:
- Have on-time rent payments reported to Equifax, Experian, and TransUnion as a positive tradeline;
- Build or strengthen credit histories without taking on new debt just to get started;
- Access more affordable financial products over time as their scores improve.
This model is especially powerful for renters who have traditionally been left out of the credit system. More than 45 million U.S. households are considered “credit invisible” or “credit thin,” often facing higher costs or outright denials when they apply for credit, housing, or other financial products. With less than 10% of renters historically seeing rent reflected in their credit scores, scaling rent reporting across large portfolios like Related Affordable’s is critical to closing that gap.
Measurable Results for Related Affordable Residents
The Esusu-Related partnership is already delivering meaningful outcomes for residents:
- 71% of enrolled Related residents have improved their credit scores;
- Those residents have seen an average credit score increase of 32 points;
- 2,300 enrolled renters have established credit scores and financial identities for the first time through Esusu’s rent reporting.
These gains translate into real-world impact: better terms on credit products, more approvals for apartments, and a stronger foundation for long-term financial health.
“Over the past year, we have seen what Esusu’s rent reporting platform can do for Related Affordable residents to help improve their financial health,” said Jeffrey I. Brodsky, Vice Chairman of Related Companies. “We are thrilled to further our partnership with this forward-thinking company to better serve all Related Affordable residents.”
Advancing Financial Inclusion at Scale
This partnership supports Esusu’s mission to dismantle systemic barriers to credit and housing, particularly for renters who have historically been underserved by traditional financial systems.
“We are deeply proud to partner with Related Affordable, an innovative leader transforming the housing landscape in the United States, to create more opportunities for renters,” said Esusu Co-Founders, Wemimo Abbey and Samir Goel. “With less than 10% of renters in the United States seeing their rent captured in their credit scores, our partnership is critical to scaling rent reporting to millions of people nationwide and dismantling systemic barriers to credit and housing.”
By combining Related Affordable’s national footprint with Esusu’s rent reporting platform and renter financial health tools, this collaboration helps thousands of households move closer to financial stability, wealth-building, and long-term housing security.
For more information about Related Affordable and its affordable housing portfolio, visit Related Companies – Affordable Housing.