New Esusu and Freddie Mac program to help renters build credit

November 3, 2021

Esusu Launches Initiative with Freddie Mac Multifamily to Help Renters Build Credit Through On-time Rent Payments

To date, over 45 million Americans are credit invisible, ultimately exposing them to high-interest capital, limited access to homeownership, and other wealth-building opportunities. To address this, Esusu was founded on the insight that rent, the single most significant monthly expense for most households, can build credit.

Today, we are proud to announce that Esusu will work with Freddie Mac Multifamily to scale our efforts to help renters build credit by encouraging owners of multifamily properties to report on-time rental payments to the three major credit reporting bureaus. Esusu and Freddie Mac are committed to a more equitable housing market for homeowners and renters alike. Through this joint initiative, Freddie Mac will provide closing cost credits to Freddie Mac borrowers using Esusu. Concurrently, Esusu will provide discounted pricing for Freddie Mac borrowers who agree to report on-time rental payments through our platform.

Esusu is the leading rent reporting provider capturing rental payment data and reporting it to all three credit bureaus to boost credit scores. This allows renters to build and establish their credit scores while helping property owners increase revenue and lower evictions powered by differentiated data and insights. In addition to assisting renters to build credit, Esusu’s platform enhances credit score awareness and helps renters verify their rental history. Esusu aims to provide a holistic platform for resident financial stability and the tools needed to strengthen relationships between renters and property owners.

Esusu’s platform aligns with Freddie Mac’s goal of finding and advancing equitable solutions for renters. This collaboration between Esusu and Freddie Mac gives Freddie Mac borrowers timely solutions to help renters build a path toward financial access.

Our Co-Founders, Samir Goel, and Wemimo Abbey celebrate this new relationship as a major step forward to push a more equitable housing market for all. Both Esusu and Freddie Mac’s shared values ground this initiative as one that can have a transformational impact for millions of renters.

Esusu Founders, Abbey and Samir

Samir reflects, “Esusu and Freddie Mac are committed to a more equitable housing market for homeowners and renters alike. Our joint efforts allow us to address credit invisibility, which is an essential first step towards addressing renter financial stability.” Abbey adds, “Where you come from, the color of your skin, and your financial identity should never determine where you end up in life. Esusu and Freddie Mac make it easier for many of the 44 million American renter households to build credit through rent payments.”


Want to take advantage of the Freddie Mac initiative?

Freddie Mac Multifamily borrowers who want to access closing cost credits and discounts can email


Want to learn more about how services like Rent Reporting and Rent Relief can stabilize your property performance?

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