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At Esusu, we believe credit should be a tool, not a barrier. Our mission has always been rooted in financial inclusion. Helping individuals build credit, achieve upward mobility, and unlock access to opportunities.
That’s why we’re proud to announce a new partnership with Plaid, a leader in open finance. Together, we’re making it easier than ever for businesses to offer positive-only rent reporting to their users through secure, bank-connected technology.
Plaid’s mission to unlock financial freedom for everyone aligns deeply with our belief at Esusu that where you come from should never determine where you end up in life. By combining Plaid’s secure bank connectivity with Esusu’s rent reporting platform, we’re creating a powerful engine for economic equity.
Why This Matters
For too long, rent (the largest monthly expense for many Americans) hasn’t counted toward building credit. Esusu has been hard at work to change that. Now, through our partnership with Plaid, we’re giving businesses a new, effortless way to offer positive-only rent reporting to their users.
This means more people can build credit just by paying rent on time. No credit card or loan required.
How It Works
The integration is simple but powerful. Using the Plaid processor token, Esusu can instantly connect and detect rent payments from accounts customers have linked directly to your platform already.
- Instantly connect user bank accounts using Plaid Link
- Accurately identify rent payments with Esusu’s proprietary detection technology
- Report current and historical payments to all three major credit bureaus: Equifax, TransUnion, and Experian
- Handle it all with ease, using features like payment labeling, lease management, and dispute resolution
And the best part? Users only need to link their bank account once.
For Businesses: A Plug and Play Credit Builder
Esusu and Plaid's partnership lets you offer rent reporting as a built-in feature without the heavy lifting.
With the Plaid processor token and Esusu’s platform, rent payments from accounts already linked to your system can be detected and reported with precision. This is financial inclusion, delivered simply and effectively.
For Users: Credit Building Without The Stress
Consumers deserve credit for doing the right thing. With Esusu and Plaid, they’ll finally get it.
After a one-time account link, everything runs in the background. Rent payments are automatically detected and reported, helping users build credit without extra steps. No new apps. No guesswork. Just straightforward, meaningful impact.
The Future of Renting is Here
Esusu and Plaid are working together to make rent reporting easier, smarter, and more accessible. If your business wants to help users build credit through rent, this partnership is your opportunity.
Let’s build credit where credit is due.