Save on car payments with Esusu & Caribou

Esusu and Caribou logos over a stylized background of a couple driving in a car with a puppy in their arms.

Save on car payments with Esusu & Caribou


Esusu’s primary mission is to help you build your financial identity by reporting on-time rent payments, but we’re constantly seeking new ways to assist you in saving money and staying protected. That’s why we’ve expanded our resident services offerings with Caribou, the auto fintech platform that helps you lower your car payments and keep money in your pocket. 

Caribou is dedicated to saving customers an average of  $110* a month on car payments. Through our collaboration with Caribou, renters are prequalified for loan offers and get multiple lender options to best meet their goals. This is the latest addition to our ever-expanding list of services in the Esusu Renters Marketplace.


How refinancing your car loan can help you save big 

Refinancing your auto loan can save you money and give you the peace of mind that comes with knowing you are paying the best rates and potentially saving thousands in interest and other fees over the life of your loan.

A recent study found that Americans saved up to $989.72 annually by refinancing their auto loan. Refinancing your car loan is a smart and simple way to take advantage of all the hard work you’ve invested in establishing and building a stronger financial identity.  


Caribou offers simple and fast auto refinancing

With Esusu’s new collaboration with Caribou, our renters gain access to the incredible benefits Caribou customers can receive, including:  

  • Prequalification: Get prequalified for loan offers without impacting credit scores**.
  • Low APRs: Save an average of $110* a month on car loans and enjoy an APR as low as 5.69%.****
  • A+ Rating: With over 85,000 customers and an “A+ rating” from the Better Business Bureau, Caribou is a platform you can trust.
  • Fast Application: Easy online application process and an all-star customer support team.
  • Unmatched Rates: Provide better rates than typical dealerships through its partnership with credit unions.


The future of Esusu’s renter-facing services

We are excited to collaborate with Caribou and offer our residents access to car loan refinancing services, a valuable step in saving more money and improving financial health.  

We’re committed to making financial stability accessible and affordable for all. This new offering is just one of the many renter-facing services we hope to bring you in the future. Follow along on Instagram, Twitter, and LinkedIn for future updates!

Learn more about our new offering by visiting Esusu and Caribou’s page.


*This information is estimated based on consumers approved for an auto refinance loan through Caribou between 6/1/2022 and 3/1/2023, had an existing auto loan on their credit report, and accepted their final terms. These borrowers saved an average of $113.78 per month. Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors


**To check the refinance rates and terms you qualify for, we conduct a soft credit pull that will not affect your credit score. However, if you choose a loan product and continue your application, one of our lending partners or we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.


***Social Security number is required should you proceed with the loan application process.


****APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors, including your credit profile and the loan-to-value of the vehicle. APR ranges from 5.69% to 28.55% and is determined at the time of application. The lowest APR is available up to a 36-month term to borrowers with excellent credit, and only in Texas. Conditions apply. Advertised rates and fees are valid as of 5/15/2023 and are subject to change without notice. Insurance savings will not result from a lower APR.