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A New Path for Renters Managing Student Debt
Millions of borrowers are navigating uncertainty and hardship with their student loans. To meet that moment, Savi, an industry leader in student loan and education benefits, and Esusu, a leading rent reporting and renter financial health platform, have joined forces to help renters tackle student debt while building their credit.
Through this partnership, Esusu renters can use Savi’s Student Loan Optimization tools to:
- Find and apply for new repayment and forgiveness options;
- Potentially save thousands of dollars on student loan payments;
- Understand how their student loan status affects their credit profile;
- Continue building credit through Esusu’s on-time rent reporting.
Why This Partnership Matters for Student Loan Borrowers
The student debt crisis has serious implications for renters’ credit and access to housing. In early 2025, millions of federal student loan borrowers had already defaulted, and many more saw their credit scores fall sharply, sometimes by more than 100 points. Large score drops can affect a borrower’s ability to:
- Qualify for an apartment;
- Get approved for a loan or credit card;
- Access affordable interest rates on future borrowing.
By integrating Savi’s student loan tools into the Esusu Renters Marketplace, renters gain a clearer view of their debt options and a practical way to protect and improve their financial health.
“We could not be more excited to join forces with Esusu during such a pivotal time. We are ready to help Esusu users save money on their student loans while keeping their credit scores in good standing,” said Tobin Van Ostern, co-founder of Savi. “We understand the sacrifices that come with student debt, and where you rent should not be dictated by your student loans. We are looking forward to reaching millions of renters and helping them unlock new possibilities.”
How the Esusu and Savi Partnership Works for Renters
Savi’s offerings are available through the Esusu Renters Marketplace, giving renters an integrated way to address student debt alongside other financial wellness resources.
When Esusu users select Savi through the Marketplace, they are redirected to Savi’s secure platform to:
- Create a Savi account;
- Connect their student loan information;
- See personalized repayment and forgiveness options based on their situation;
- Enroll in the plan that best fits their goals.
We continue to help renters build credit by reporting on-time rent payments to the major credit bureaus, while Savi helps optimize student loan repayment. Together, the two platforms support both sides of a renter’s financial life: debt management and credit building.
“At Esusu, we are always looking for meaningful tools that help renters and working families on their financial health journey,” said Wemimo Abbey and Samir Goel, co-CEOs of Esusu. “Offering a student debt solution that can substantially reduce this burden while supporting credit health was a natural decision. Savi has a proven track record helping borrowers manage their student loans, and we are thrilled to make this service accessible to our customers.”
Savi Plans, Pricing, and Potential Savings
Esusu renters can choose between two Savi plan options:
- Savi Essential – $75 per year
- Savi Pro – $180 per year
Customers are responsible for the annual cost of whichever plan they select. In return, borrowers gain access to tools that may help reduce their monthly payments and long-term student loan burden.
Borrowers who use Savi have reported an average of about $187 in monthly savings, or more than $2,000 per year on student loan payments. To date, Savi has identified nearly $5 billion in higher education savings, with borrowers seeing an average lifetime savings of $38,980.
Savi also maintains a strong track record of results, with over 98% of submitted federal student loan applications accepted
What’s Included With Savi’s Student Loan Optimization Platform
Both Savi Essential and Savi Pro provide access to Savi’s AI-driven Student Loan Optimization platform, which helps borrowers:
- Scan more than 150 public and private repayment and forgiveness programs;
- Calculate potential monthly savings and total forgiveness amounts;
- Automate paperwork and submission for eligible repayment plans and forgiveness programs;
- Track progress through a personalized dashboard that is available 24/7;
- Get dedicated customer support via webinars, call center, live chat, and email;
- Receive ongoing guidance as their loans and life circumstances change.
Additional Benefits With Savi Pro
Borrowers who choose Savi Pro receive all of the above, plus:
- A comprehensive student loan review with Savi’s experts;
Unlimited one-on-one sessions with student loan specialists to refine their strategy over time.
About Savi
Savi is an industry leader in student loan and education benefits that empowers people to save money on student loans and explore new education opportunities through an AI-driven platform and one-on-one expert support.
Since 2017, Savi has helped borrowers identify approximately $5 billion in higher education savings across more than 10,000 employers and membership groups, including organizations such as AARP, MetLife, NEA, and TIAA.
Founded by longtime student loan experts and advocates Aaron Smith and Tobin Van Ostern, Savi is a public benefit company backed by investors including Nyca Partners and Emerson Collective.
About Esusu
Esusu is a leading financial technology platform that leverages rental data to empower residents and transform property performance. Esusu’s rent reporting platform captures rental payment data and reports it to credit bureaus, helping renters build and strengthen their credit profiles while giving property owners tools to reduce evictions and improve portfolio health.
Founded in 2018, we now reach more than 5 million rental units across all 50 states in the United States.
Learn more at esusurent.com and follow Esusu on Instagram at @myesusu and on X at @getesusu.