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Building financial access and inclusion

Our story

Founded in 2018 by Wemimo Abbey and Samir Goel, Esusu was built to include everyone on the journey from financial identity and stability toward financial wellness that leads to wealth building.

In the U.S., credit is your lifeline to the financial system. To date, 45M+ Americans lack credit scores, and millions more are marginalized due to their background, race, and zip code.

Our mission is to dismantle barriers to housing for working families. We believe housing is a fundamental right, and we envision a world without delinquency, housing evictions, and ultimately, homelessness.

Our values


Esusu is a place where you can be your unapologetic self. We strive to support each other in creating harmony in all aspects of life.


Our people stem from all walks of life and as such our culture, mission, and vision are global. We think local, act global.


We are grateful to our customers, people and the opportunity to advance humanity. We take none of these for granted.


Trust takes a lifetime to build and a moment to lose. We don’t worry about the 99% of things that can go right, rather the 1% that can go wrong.


Every output we create should have a standard of excellence. Our operations, products, and service should reflect the high standards we profess.

Our investors

We’re backed by many of the world’s most notable investors.